More than 30 years ago, the lawyers in the Business Reorganization and Financial Restructuring Practice Group at Duane Morris brought clients together to share on-the-ground insight about developments in commercial finance. So began an annual tradition. At our most recent seminar, together with Berkeley Research Group and PNC Bank, National Association, we discussed the forces that have shaped the current state of bankruptcy and restructuring. This sixth edition of our Optimize series investigates trends over the past year and anticipates the changes and challenges of an unknown future.