William B. Dubon is a partner in Duane Morris's Corporate Practice Group with a primary focus in Banking and Finance. With a strong background in commercial lending, Mr. Dubon has significant experience closing a wide array of complex syndicated financing transactions as counsel for the agent and lead lender.
Mr. Dubon’s commercial lending experience covers various loan types across multiple industries. From C&I to commercial real estate and construction, Mr. Dubon has efficiently closed numerous syndicated and bilateral commercial loans, and intricate amendments and restructurings thereof, for his bank and non-bank lender clients.
Mr. Dubon has worked at national banks on multiple long-term secondments and often assists clients in complicated product development and portfolio projects. He has drafted and implemented multiple national and state-specific template loan documents and retail installment sale contracts for both banks and other corporate clients. He also has extensive knowledge of the auto finance industry, having successfully handled loan originations, workouts, and litigation matters in such space for 15+ years.
Mr. Dubon is a 2008 cum laude graduate of The University of Notre Dame Law School and a graduate of The University of Notre Dame.
Areas of Practice
- Corporate Law
- Commercial Real Estate Lending
Auto Finance
Commercial Banking
Admissions
- New York
- Massachusetts
Education
- University of Notre Dame Law School, J.D., cum laude, 2008
- University of Notre Dame, B.S., 2004
Experience
Duane Morris LLP
- Partner, 2019-presentLeClairRyan PLLC
- Partner, 2015-2019
- Associate, 2012-2014Locke Lord LLP
- Associate, 2008-2012
Representative Matters
Represented The Huntington National Bank, as Administrative Agent and lead Lender, in a $450 million syndicated financing to one of the largest New England-based automotive dealer groups, including floorplan, revolving and term loan facilities, and 48 pieces of commercial real estate – using the innovative “syndication lite” deal structure.
Represented BankUnited, N.A., as administrative agent and lead lender, in an $111 million syndicated financing to a New Jersey-based supply chain logistics company, including revolving and term loan facilities, five lenders, and six pieces of commercial real estate.
Represented BankUnited, N.A., as lender, in a $3.7 million aircraft financing relating to a Dassault Falcon Jet.
Represented BankUnited, N.A., as sole lender, in a $27 million commercial real estate financing provided to a New York-based retail real estate development and investment group for its acquisition of a nearly 230,000 square foot Philadelphia-area grocery-anchored shopping center.
Represented BankUnited, N.A., as sole lender, in a $22 million commercial real estate financing provided to a retail real estate development and investment group for its refinancing of a 135,000+ square foot grocery-anchored shopping center in New Jersey.
Represented BankUnited, N.A., as administrative agent, sole lead arranger, and lender in a $23.7 million commercial real estate financing provided to a registered real estate investment advisor for its acquisition of a grocery-anchored retail neighborhood center containing 130,000+ square feet in Florida.
Represented Huntington Bank as agent and lead lender in connection with its $165 million syndicated floorplan, real estate, revolver, and term loan facility for an automobile dealership group with locations in Massachusetts, Vermont, and New Hampshire.
Represented BankUnited, N.A. in a $23.5 million commercial real estate financing provided to an investment management firm for its acquisition of a four-story luxury student housing community consisting of 100+ units and 300+ beds servicing the State University of New York.
Represented BankUnited, N.A. in a $24.6 million million commercial real estate financing provided to a global investment manager for its acquisition of a multi-building industrial park containing 275,000+ square feet in Florida.
Represented a U.S. bank in connection with its $19 million term loan to the owner of a Florida senior living community leased by a taxable REIT subsidiary holding a third party management agreement for operation.
Counsel to Huntington Bank as agent and book runner in $450 million syndicated multi-loan facility to Midwest-based large auto dealer group.
Represented Huntington Bank as agent and lead lender in connection with its $360 million syndicated multiloan floorplan and senior credit facility with an automobile dealership with locations in Kentucky, Ohio and Indiana.
Represented BankUnited in its purchase of participations totaling $350 million in large syndicated revolving credit facilities agented by one of the largest banks in the world.
Represented Truist Bank in $200 million plus comprehensive financing to New England multistate automotive dealer group, representing a significant increase to an earlier loan.
Represented Flagstar Bank FSB in connection with its $6.4 million construction loan and $4.5 million federal New Markets Tax Credit investment to Optimum Modular LLC; the loan and the tax credit investment is funding the development of a modular unit manufacturing plant in Detroit, Michigan, which will produced modular affordable housing projects.
Represented CIBC Bank USA in a secured financing to CSM Advisors, LLC, an SEC registered investment adviser and portfolio company of private equity fund Estancia Capital Partners.
Acted as counsel to the administrative agent and sole lead arranger on behalf of a national bank to document, negotiate and close a $52 million syndicated cash flow credit facility for the management buyout of a travel and entertainment company.
Represented private equity fund in connection with a debt and equity issuance transaction.
Obtained several million-dollar judgments ranging from $8-$20 million after protracted litigation on behalf of lenders upon borrowers’ default and breach of financing agreements.
Represent Service Experts LLC in ongoing efforts advising and counseling regarding its “Advantage” lease program for HVAC systems, boilers, water heaters and softeners, and other home devices for compliance with federal statutes including the Truth in Lending Act, Consumer Leasing Act, Fair Credit Reporting Act, and related federal regulations, along with disclosure and notice requirements state laws.
Represented Ology Bioservices, Inc. in borrowing $10 million to be used for working capital needs of borrower and other general corporate purposes.
- Counsel to captive finance company as lead lender to large mid-Atlantic auto dealership group.
Counsel to bond purchaser and lender to nonprofit.