Ambiguity is a fact of life. As Benjamin Franklin observed, only death and taxes are certain. It’s also a fact that predicting how bankruptcies will shake out in the rest of 2015 and beyond in the current economic and political climate can seem like a best-guestimate exercise, especially in the midst of incongruous trends. To give our clients an edge, Duane Morris brings together sophisticated bankruptcy law practitioners and financial analysts to provide their take on what lies ahead. Our last seminar explored the economic and political forces at play and helped clarify some of the potentially confusing contradictions from last year, while uncovering scenarios to anticipate. We hope you find this fourth edition of our Optimize series informative and interesting, and we welcome your questions and comments.